Looking for Orchard Bank Credit Cards?

Orchard bank is a subsidiary of HSBC (The Hong Kong and Shanghai Banking Corporation).  These Orchard Bank credit cards are targeted at consumers that have some credit blemishes or bad credit but are working to rebuild their credit.  Consumers with credit ratings as low as 500 may be approved for Orchard Bank cards.    Some of the cards will have $19 - $59 annual fees, but most are waived for the first year.  If you feel like your credit score needs a boost, demonstrating on time payments with these cards is an excellent place to start.