Credit profile optimization or credit repair? You decide…

Credit Optimization

Redeeming your old credit score even when you have successfully paid off your bad debts is always a daunting task. Most of the time, credit repair seems to be the only choice for millions due to lack of awareness about credit optimization. But what difference could credit profile or credit score […]

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Should you hire someone to help you with your credit score?


There are plenty of scams on the Internet.  These include weight loss miracles, money-making miracles, credit repair miracles, and healing miracles.  Guess what, there are plenty of scams outside of the Internets as well.  These include weight loss miracles, money-making miracles, credit repair miracles, and healing miracles. The fact of […]

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Credit Optimization For Blue Collar Workers


If you work a blue collar job, you probably earn a respectable salary that lets you live a comfortable life, even if it’s not overly luxurious. Despite being able to take care of all of your needs, you may feel like the best credit score and resulting great rates on […]

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What to Look for on a Free Credit Report


According to the numbers, breaking through the barrier to understanding credit is a formidable challenge for most adults in the U.S. About 4 in 10 adults are unaware that mortgage lenders and credit card companies factor credit scores into interest rate decisions, and fewer than 10 percent understand that multiple […]

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CreditSense Uncovers Hidden VISA Fees

Hidden Fees

CreditSense wants to help people maximize credit scores and increase credit optimization . Over the years many people seldom ever carry cash on them to pay for things. The introduction of debit cards allows people to swipe a card to pay for items at the grocery store or even to buy a […]

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How to Read, Understand Your Credit Card Statement for Credit Optimization

credit optimization

CreditSense wants to help people maximize credit scores. Paying credit card bills on time and avoiding paying only the minimum amount is key to credit optimization. Recently a law passed that forces creditors to provide certain information on credit card bills to help people better understand the process of paying back credit […]

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Credit Optimization for College Students

CreditSense wants to help people maximize credit scores. College students may fear the amount of debt that accumulates over four years of college. Although most college loans do not cause a credit scores to go down, the ability to pay the debt leftover can be overwhelming. Many recent college grads are […]

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