What to Look for on a Free Credit Report


According to the numbers, breaking through the barrier to understanding credit is a formidable challenge for most adults in the U.S. About 4 in 10 adults are unaware that mortgage lenders and credit card companies factor credit scores into interest rate decisions, and fewer than 10 percent understand that multiple [...]

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CreditSense Uncovers Hidden VISA Fees

Hidden Fees

CreditSense wants to help people maximize credit scores and increase credit optimization . Over the years many people seldom ever carry cash on them to pay for things. The introduction of debit cards allows people to swipe a card to pay for items at the grocery store or even to buy a [...]

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How to Read, Understand Your Credit Card Statement for Credit Optimization

credit optimization

CreditSense wants to help people maximize credit scores. Paying credit card bills on time and avoiding paying only the minimum amount is key to credit optimization. Recently a law passed that forces creditors to provide certain information on credit card bills to help people better understand the process of paying back credit [...]

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Credit Optimization for College Students

CreditSense wants to help people maximize credit scores. College students may fear the amount of debt that accumulates over four years of college. Although most college loans do not cause a credit scores to go down, the ability to pay the debt leftover can be overwhelming. Many recent college grads are [...]

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Negotiating a Deal With Creditors Can Ruin Credit Scores

CreditSense wants to help people learn how to optimize credit scores and avoid further debt. Credit optimization is something that should be important to everyone. When a person makes any type of big purchase (home, car etc.) or tries to rent property a credit check is ran and the score [...]

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Credit Optimization and Medical Bills

CreditSense offer helpful advice to alleviate people from debt and to help build good credit scores. Many people are seeking credit optimization advice and we love to provide information we discover about ways to achieve that optimization you wish to achieve. One thing people need debt relief from is medical [...]

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What is Credit Score Optimization?


Credit score optimization, or more accurately, credit profile optimization is a comprehensive and proven series of strategic steps that can bring your credit profile into near-perfect alignment with the credit scoring criteria measured by FICO® credit scoring software. This scoring software determines how far your profile is from a perfect [...]

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