Credit Optimization and Medical Bills

CreditSense offer helpful advice to alleviate people from debt and to help build good credit scores. Many people are seeking credit optimization advice and we love to provide information we discover about ways to achieve that optimization you wish to achieve. One thing people need debt relief from is medical [...]


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What is Credit Score Optimization?

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Credit score optimization, or more accurately, credit profile optimization is a comprehensive and proven series of strategic steps that can bring your credit profile into near-perfect alignment with the credit scoring criteria measured by FICO® credit scoring software. This scoring software determines how far your profile is from a perfect [...]


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Credit Optimization for Business Loans

business-loans

CreditSense strives to help people with credit optimization. These days many women are starting their own businesses. Searching for the perfect business loan or way to fund starting a business without damaging credit scores is crucial. Over the past couple of years lenders are starting to offer small business owners [...]


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Peer-to-Peer Loans

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CreditSense offers advice to help people with credit optimization and to build the perfect credit score. These days many people are turning to peer-to-peer loans online to help consolidate debt and seek loans to start businesses. These days interest rates on credit cards are high and many people are using [...]


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Rate survey: Credit card interest rates remain at 14.93 percent

Interest rates up

At CreditSense we strive to help people with maximizing credit by sharing tips on how to build credit scores. Credit optimization is something most people don’t even know is possible, much less know how to do. A well-designed revolving accounts portfolio is essential to optimize your credit profile for maximum number of credit score [...]


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Intelligent Bankruptcy Recovery

Bankruptcy

There are several powerful reasons that inspire the thoughts of bankruptcy.  Some people can’t make their monthly payments, some are overwhelmed by the size of their debt load, or they just want to escape from the daily harassment of collection calls and notices. Some people find that financial trauma is [...]


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FICO vs Fake-O Scores: What is What?

Rams fight

Over the last several years a new set of players have joined consumers, credit bureaus, and financial institutions in the credit system. These new players are credit report/score wholesalers, and they have taken the internet and certain credit-dependent industries by storm. Many of these credit report providers are wholly owned [...]


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