Credit Optimization for Business Loans


CreditSense strives to help people with credit optimization. These days many women are starting their own businesses. Searching for the perfect business loan or way to fund starting a business without damaging credit scores is crucial. Over the past couple of years lenders are starting to offer small business owners [...]

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Peer-to-Peer Loans


CreditSense offers advice to help people with credit optimization and to build the perfect credit score. These days many people are turning to peer-to-peer loans online to help consolidate debt and seek loans to start businesses. These days interest rates on credit cards are high and many people are using [...]

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Rate survey: Credit card interest rates remain at 14.93 percent

Interest rates up

At CreditSense we strive to help people with maximizing credit by sharing tips on how to build credit scores. Credit optimization is something most people don’t even know is possible, much less know how to do. A well-designed revolving accounts portfolio is essential to optimize your credit profile for maximum number of credit score [...]

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Intelligent Bankruptcy Recovery


There are several powerful reasons that inspire the thoughts of bankruptcy.  Some people can’t make their monthly payments, some are overwhelmed by the size of their debt load, or they just want to escape from the daily harassment of collection calls and notices. Some people find that financial trauma is [...]

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FICO vs Fake-O Scores: What is What?

Rams fight

Over the last several years a new set of players have joined consumers, credit bureaus, and financial institutions in the credit system. These new players are credit report/score wholesalers, and they have taken the internet and certain credit-dependent industries by storm. Many of these credit report providers are wholly owned [...]

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Should you hire someone to help you with your credit score?

Credit score help

There are plenty of scams out there.  These include weight loss miracles, money-making miracles, healing miracles, and of course, credit repair miracles.  Guess what, there are plenty of scams outside of the Internets as well. The fact is that if it sounds too good to be true it probably is. [...]

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Don’t Let Medical Bills Ruin Your Credit

Dont let medical bills ruin your credit

At CreditSense we strive to help people with maximizing credit by sharing tips on how to build credit scores. Credit optimization is something people should strive for and there are many ways to avoid bad credit. When money is tight people tend to reach for their credit card, but this [...]

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