Should you hire someone to help you with your credit score?

Credit score help

There are plenty of scams out there.  These include weight loss miracles, money-making miracles, healing miracles, and of course, credit repair miracles.  Guess what, there are plenty of scams outside of the Internets as well. The fact is that if it sounds too good to be true it probably is. [...]


Read More

Don’t Let Medical Bills Ruin Your Credit

Dont let medical bills ruin your credit

At CreditSense we strive to help people with maximizing credit by sharing tips on how to build credit scores. Credit optimization is something people should strive for and there are many ways to avoid bad credit. When money is tight people tend to reach for their credit card, but this [...]


Read More

What is Considered “Good Credit?”

what-is-good-credit

Generally this question comes to us because someone has been asked whether or not they have good credit.  The Internet has made this question more prevalent than ever.  Any website that extends credit (car sales sites, banking sites, loan sites, etc.) will generally ask visitors to assess their own credit [...]


Read More

Your Credit Score is Your Financial Reputation: Protect it!

protect-your-credit

“It takes 20 years to build a reputation and five minutes to ruin it.  If you think about that, you’ll do things differently.”—Warren Buffet Your credit score is the closest measurement of your financial reputation.  It takes effort to build up a high credit score, and one mistake to ruin [...]


Read More

9 Fixes To Your Credit Score

9-cred-fixes

Most people fear debt and see credit cards as a negative thing. In order to buy cars, homes and other luxuries in life you must build good credit. In order to build good credit, people must obtain credit cards, loans and other lines of credit in order to build a [...]


Read More

Raise your Credit Score: Score Saving Tips

raise-your-score

If your credit score isn’t a 750 or a above chances are you are not getting the rates you could get if you have a stellar score. Your score may need some improvement and if that is the case here are some tips to keep your score where you need it to [...]


Read More

3 Surprising Facts about Credit Cards

credit-cards

Do you think you know everything about your favorite credit card? Not necessarily. Even if you’ve carried the card for years, it might have a few surprises in store for you. Interest rates and credit limits can grow or shrink with your circumstances — or the circumstances of the card [...]


Read More