What is Considered “Good Credit?”


Generally this question comes to us because someone has been asked whether or not they have good credit.  The Internet has made this question more prevalent than ever.  Any website that extends credit (car sales sites, banking sites, loan sites, etc.) will generally ask visitors to assess their own credit [...]

Read More

Your Credit Score is Your Financial Reputation: Protect it!


“It takes 20 years to build a reputation and five minutes to ruin it.  If you think about that, you’ll do things differently.”—Warren Buffet Your credit score is the closest measurement of your financial reputation.  It takes effort to build up a high credit score, and one mistake to ruin [...]

Read More

9 Fixes To Your Credit Score


Most people fear debt and see credit cards as a negative thing. In order to buy cars, homes and other luxuries in life you must build good credit. In order to build good credit, people must obtain credit cards, loans and other lines of credit in order to build a [...]

Read More

Raise your Credit Score: Score Saving Tips


If your credit score isn’t a 750 or a above chances are you are not getting the rates you could get if you have a stellar score. Your score may need some improvement and if that is the case here are some tips to keep your score where you need it to [...]

Read More

3 Surprising Facts about Credit Cards


Do you think you know everything about your favorite credit card? Not necessarily. Even if you’ve carried the card for years, it might have a few surprises in store for you. Interest rates and credit limits can grow or shrink with your circumstances — or the circumstances of the card [...]

Read More

7 Helpful Tips for First Time Credit Card Users


Getting a credit card is a big step in your financial responsibilities.  One of the main goals of those getting their first credit card is building up their credit.  Getting a credit card can be exciting but can also be very risky to many people.  The problem with credit cards [...]

Read More

CreditSense Launches New Credit Profile Optimization Website

CreditSense will soon launch their new website featuring information and products for full service credit profile optimization. CreditSense will soon release its newly updated website, making www.creditsense.com a one-stop resource for credit profile optimization. CreditSense is a Utah-based financial education company which focuses on helping individuals reach a credit score of 800 [...]

Read More