Citi Forward® Card

Citi Forward® Card Apply

Balance Transfer

12 months 0%

Your Savings

Calculated
Over 1 year $4,181

Intro APR

7 months 0%

Annual Rewards

Citi Thank You Points $316

Regular APR

12.99% - 22.99%* (Variable)

Annual Fee

$0 the first year, then $0

Signup Bonus

10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
(2 votes)

Features

  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
  • 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
  • APR reduction on purchases when using credit wisely
  • No Annual Fee

Offer Details

Purchases

  • Annual Fee
    $0 the first year, then $0
  • Regular APR
    12.99% - 22.99%* (Variable)
  • Purchase Intro Rate
    0%
  • Purchase Intro Period
    7 months

Balance Transfers

  • Balance Transfer Rate
    0%
  • Balance Transfer Period
    12 months
  • Balance Transfer Fee
    3% of each balance transfer; $5 minimum

Cash Advances

  • Cash Advance Fee
    5% of each cash advance; $10 minimum
  • Cash Advance Rate
    25.24%

Additional Information

Credit Sense Review: Citi Forward® Card

The Citi Forward® Card , issued by Citibank, is a rewards credit card that earns you more rewards than you thought possible – and in more ways than one. Plus, you can even lower your APR over time by using your credit wisely and responsibly. It's simply the right choice for you! 0% Intro APR – As a new applicant, you will enjoy a 0% introductory APR for 12 months on balance transfers. You will also have an interest-free period of 7 months on purchases. A variable APR between 12.99% - 22.99% will apply once this special offer is over. 10,000 bonus ThankYou® points – When you charge $650 or more to your card and set up your account to receive paperless statements within the first three months, you will then earn 10,000 ThankYou® points. Redeem your points for $100 in gift cards you can use toward great rewards. Earn ThankYou® points – Take it a step further than just simply earning bonus points. Garner 5 ThankYou points for every $1 spent at restaurants and on books, movies and music. You can also receive 1 ThankYou point for every $1 spent on any other purchase you make. APR Reduction – You may not be able to lower your APR with other cards but with the Citi Forward® Card you can do so by up to 2%. All you have to do is make a purchase, stay below your credit limit and pay on time for three consecutive billing periods. Your APR will then be reduced by 0.25% every quarter, with a maximum of 8 times. No Annual Fee – Enjoy no annual fee with this card – it doesn't get any better than that. The Citi Forward® Card , issued by Citibank, opens up the door to convenient ways in which you can practice fiscal responsibility and still earn rewards on all your purchases. Earn up to $100 in gift cards with bonus ThankYou points and lower your APR over time when you use your credit wisely.

Balance Transfer

12 months

0%

Regular APR

12.99% - 22.99%* (Variable)

Your Rewards

Citi Thank You Points

$316

Your Savings

Calculated

over 1 year

$4,181 		Apply

(2 votes)