Citi Forward® Card for College Students

Citi Forward® Card for College Students Apply

Balance Transfer

0%

Your Savings

Calculated
Over 1 year $2,089

Intro APR

7 months 0%

Annual Rewards

Thank You Points $226

Regular APR

13.99% - 22.99%* (Variable)

Annual Fee

$0 the first year, then $0

Signup Bonus

1,000 points after you sign up for paperless statements within the first 3 months
(1 vote)

Features

  • No Cosigner required
  • APR reduction on purchases when using credit wisely
  • 100 ThankYou Points each billing period that you pay on time and stay under your credit line
  • Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.

Offer Details

Purchases

  • Annual Fee
    $0 the first year, then $0
  • Regular APR
    13.99% - 22.99%* (Variable)
  • Purchase Intro Rate
    0%
  • Purchase Intro Period
    7 months

Balance Transfers

  • Balance Transfer Rate
    0%
  • Balance Transfer Period
    N/A
  • Balance Transfer Fee
    3% of each balance transfer; $5 minimum.

Cash Advances

  • Cash Advance Fee
    5% of each cash advance; $10 minimum
  • Cash Advance Rate
    25.24%

Additional Information

Credit Sense Review: Citi Forward® Card for College Students

The Citi Forward® Card for College Students , issued by Citibank, is a rewards credit card ideal for college students who appreciate smart savings, great rewards and extra protection on a card. You can even reduce your APR for purchases over time when you use your credit responsibly. 0% Intro APR – Enjoy an interest-free period on purchases for 7 months with a 0% introductory APR offer. You will pay no interest charges during this time, and a variable APR between 13.99% - 22.99% will apply thereafter. This APR will be based on your credit worthiness and the prime rate. APR Reduction – You can lower your APR on purchases by up to 2% when you make a few smart credit choices. Make a purchase, stay under your credit limit and pay on time for three consecutive billing periods to receive an APR reduction by .25%. Your purchase APR can be lowered by a maximum of 8 times, up to a total reduction of 2% during the time your card is active. 100 ThankYou Points – As an added bonus, you can earn 100 ThankYou points each billing cycle when you pay your balance on time and stay below your credit limit. This will amount to 1,200 bonus points per year for merely being a responsible cardholder. Paperless Statements – Nowadays you no longer have to keep checking your mail for your monthly billing statement, while running the risk of your information getting into the wrong hands. Sign up for paperless statements during your first three months of account opening and earn 1,000 ThankYou bonus points. The Citi Forward® Card for College Students , issued by Citibank, is the one card you can rely on as you complete your college years. Whether you're close to home or out-of-town, benefits such as a 0% introductory APR on purchases and bonus ThankYou points will help you stretch your money farther than before.

Balance Transfer

0%

Regular APR

13.99% - 22.99%* (Variable)

Your Rewards

Thank You Points

$226

Your Savings

Calculated

over 1 year

$2,089 		Apply

(1 vote)