Citi Simplicity® Card

Citi Simplicity® Card Apply

Balance Transfer

18 months 0%

Your Savings

Calculated
Over 1 year $2,287

Intro APR

18 months 0%

Annual Rewards

$0

Regular APR

12.99% - 21.99% (Variable)

Annual Fee

$0 the first year, then $0

Signup Bonus

N/A
(1 vote)

Features

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • Peace of mind through direct access to a service representative, no late fees and no penalty rate
  • No annual fee*

Offer Details

Purchases

  • Annual Fee
    $0 the first year, then $0
  • Regular APR
    12.99% - 21.99% (Variable)
  • Purchase Intro Rate
    0%
  • Purchase Intro Period
    18 months

Balance Transfers

  • Balance Transfer Rate
    0%
  • Balance Transfer Period
    18 months
  • Balance Transfer Fee
    3% of each balance transfer; $5 minimum.

Cash Advances

  • Cash Advance Fee
    5% of each cash advance; $10 minimum.
  • Cash Advance Rate
    12.99 - 21.99% (variable)

Additional Information

Credit Sense Review: Citi Simplicity® Card

The Citi Simplicity® Card , issued by Citibank, is an excellent credit card that eliminates any extra fees and complicated terms. Now you can enjoy a simple card for your uncomplicated life and the peace of mind that Citi is here to help you with your finances. 0% Intro APR – Kick start your card membership by taking advantage of a 0% introductory APR period that will last 18 months. Enjoy no interest charges on purchases or balance transfers during this time, even if you don't pay off your balance in full. A variable APR for purchases and cash advances between 12.99% - 21.99% will apply thereafter. No Late Fees – Even if you are unable to make your payment on time, you will not be charged any late fees. Furthermore, there is no penalty rate associated with this card – just greater simplicity for you and your financial needs. Service Representative – Get direct access to a service representative whenever you need it most. Whether it's any questions you may have or a matter you need clarified, a representative will be ready to assist you. Help is always by your side. No Annual Fee – Your card membership also comes without any pesky annual fee. You won't be charged any fee in order to maintain your active card use. The Citi Simplicity® Card , issued by Citibank, keeps everything simple just as the name implies. There are no late fees, no penalty fees and no annual fee for you to worry about. Plus, you will enjoy a 0% introductory APR offer on balance transfers and purchases when you sign up. Apply now!!

Balance Transfer

18 months

0%

Regular APR

12.99% - 21.99% (Variable)

Your Rewards

$0

Your Savings

Calculated

over 1 year

$2,287 		Apply

(1 vote)